A practical AML operating calendar for multi-office real-estate groups

Why a calendar helps

Multi-office groups often distribute responsibility across principals, operations teams, sales teams, finance and the AMLCO. A documented calendar creates a shared view of when controls are performed, who provides evidence and what happens when work is late.

Example operating rhythm

• Weekly: review aged onboarding items, high-level exceptions and overdue actions.
• Monthly: reconcile evidence registers, review training or PDD exceptions, refresh the management pack and set the next cycle’s priorities.
• Quarterly: examine trends, test a sample of controls, review cross-office consistency and assess relevant guidance changes.
• Annually or as required: support governing-body reporting, program review, risk-assessment updates, training refreshes and independent-evaluation planning.

Make the calendar specific to your framework

This example is an operating prompt, not a statement of every business’s legal obligations. The final calendar should be derived from current legislation, AUSTRAC guidance, your approved policies, risk assessment, systems and specialist advice where required.